Credit manager CV example

How to add contact details to your credit manager CV

If you’ve sent dozens of applications but haven’t heard back, you might have missed an obvious detail – adding your contact details at the top of the page. Employers don’t have time to track you down, so it’s the only way they can reach you about the next steps. We suggest highlighting this information in a slightly larger or bolder font for maximum readability. Remember to include:

• Full name – first name and surname
• Location – mention if you’re willing to relocate
• Phone number – the best one to reach you on
• Email address – keep it professional

Example of contact section for a credit manager CV

How to write a personal statement for your credit manager CV

The first thing someone sees when reading your CV is the personal statement. This punchy three to four-sentence introduction outlines your most valuable experience, skills, and qualifications to convince the hiring manager to read more. Of course, squeezing everything into such a tight word count can be tricky, which is where the formula below can help.

Sentence one introduces who you are, including your years of experience, career focus, and place of work, such as “credit manager with two years of experience in the power industry”. Sentence two explains what you can achieve, backed by facts and figures. For example, you might have “managed a ledger of up to 450 client accounts”. Finally, sentences three and four reiterate your unique skills, such as “client portals” and “e-billing”.

What else do you need to know? Here are a few more pointers to make your personal statement as powerful as it can be:

• Write in the third person to sound more professional
• Stick to the sentence limit – up to 100 words is ideal
• Use positive descriptors like “trustworthy” and “diligent”
• Tailor all information to the job specification, avoiding generalisations and clichés
• Discuss what you can bring to the table – save career ambitions for the cover letter

Example of personal statement for a credit manager CV

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How to present your work history on a credit manager CV

Here’s the million-dollar question when it comes to securing your dream job – do you have the right work experience? Employers don’t care about fancy business jargon and out-of-date qualifications – they simply want to know whether you can hit the ground running. Start from your current or most recent role and work your way back, listing between three to six responsibilities for each.

Above all else, ensure all information is recent and relevant. There’s no point discussing your credit manager job from twenty years ago if you’ve been out of the industry since. Similarly, the hiring manager probably won’t be interested in last summer’s waitressing job. Always link back to the role you’re applying for to keep yourself from straying off-topic.

How should you format this section? Include the following information:

• Job title
• Company name
• Company location
• Employment start and end dates
• List of responsibilities
• Achievements, awards, and promotions

Like the personal statement, remember to sprinkle in plenty of statistics. Let’s say you “monitored accounts for signs of fraud” – can you expand on this? Perhaps you “monitored 100 accounts for signs of fraud”. Or, you could provide the outcome, such as “monitored accounts for signs of fraud, saving the company £300,000 in legal fees”. The more specific you can be, the more impressive you’ll sound.

Lastly, convey confidence by using positive adjectives and action verbs. The former describes your personality, which is important because employers want to know whether you’d be a good cultural fit. For instance, you might be “loyal”, “helpful”, and “organised”. The latter are brilliant alternatives to “responsible for”. Some of our favourites for credit controllers include “analysed”, “acquired”, and “measured”.

Example of work experience for a credit manager CV

Top skills for your credit manager CV

While they might seem redundant after outlining your work experience, it’s important to group together your best CV skills. Why? Hiring managers use this section to determine whether you meet the job criteria. Plus, ATS software prefers applications with plenty of scannable keywords and phrases. We advise noting up to 12 skills, split equally between technical hard skills and transferable soft skills.

What’s the difference? Hard skills are specialised and learnt through education or on the job. Examples include “risk analysis”, “underwriting”, and “running accurate credit checks”. On the other hand, soft skills reveal more of your character, and people have a natural inclination towards them – think “organised“, “communicative“, and “creative”.

Our top advice is to balance both fairly. Experience doesn’t compensate for a bad attitude, but being pleasant isn’t enough without the practical tools to get the job done. If you’re stuck for ideas about what skills to include, check out the below lists:

How to add education to your credit manager CV

Education often sets you apart when you’re competing against equally skilled and experienced candidates. You can discuss school, college, and university courses, extracurricular training, special licences, and memberships to governing bodies. Basically, summarise all your professional development to reassure the reader that you have the brains to surpass expectations.

This section is simple to complete, but there are a few rules to remember. Like work experience, make sure everything you include is recent and relevant. Otherwise, you’ll waste space on qualifications that don’t strengthen your application, like GCSEs from three decades ago. Plus, there’s no need to include grades unless specifically asked, so leave out anything that might put doubts in the employer’s mind.

How do you become a credit manager? Most organisations prefer candidates with a degree in a related subject, such as “Business”, “Finance”, “Accounting”, or “Business and Management”. Once you’ve completed your studies, search for companies that offer graduate training schemes to cement your knowledge.

Here’s a list of details to include in this section:

• Name of school, college, university, or other awarding body
• Study start and end dates
• Subject title
• Qualification level – e.g. A levels or undergraduate degree
• Qualification result – not essential but desirable

Example of education for a credit manager CV